The first step in the home buying process should be to meet with a local mortgage lender for pre-approval. The mortgage lender will review your income, assets, debts, and more to calculate a pre-approval amount and help to find you the best mortgage rate. Credit reports, W-2 forms, tax returns, employer records, pay stubs, bank statements, and other documents will all be considered. A skilled loan officer will find the best loan program to suit your particular needs.
Our Connecticut mortgage broker will help you find the best lenders and loan officers to get competitive rates and match you with the right programs to meet your individual needs. Get in touch now to get the ball rolling and you’ll find yourself in your dream home in no time!
When you find the home you want to buy, it will be time to apply for a full mortgage loan. Your lender will guide you through the process, including any fees and options for down payment. After submitting the application, it will be processed and reviewed. From there, the loan application will be sent to an underwriter for final review and approval.
After all the documents have been reviewed and your loan is finally approved, it will be time to set up homeowners insurance, sign the final papers, and pay the final costs. Then to get the keys and you’re officially a homeowner! Congratulations!